How we stopped living paycheck to paycheck. This is our story on why we made the decision to stop living paycheck to paycheck, and how we did it. You don't have to live paycheck to paycheck. If you are serious about making a change, you can do it.
Debt enslaves you. Steals your freedom of choice and prevents you from building wealth. That's why we'll never borrow money again, and have committed to live debt free. We're changing our family tree, one baby step at a time, thanks to the teachings of Dave Ramsey.
What are the Dave Ramsey Baby Steps https://youtu.be/sM05GBK3J_o
To stop living paycheck to paycheck: Face your debts and track your spending. Write it all down. Then begin about the business of STOPPING your old bad money habits such as acquiring new debt, and living beyond your means. Get current on your rent/mortgage, electricity, oil, water bills etc. Even if that means NOT paying your credit card. Pay for food, lights and water first. Then tackle your debts. Life might not be easy for a few years, while you get out of debt and adjust to living below your means. But it CAN be done. Life will be that much sweeter in the long run, and a WHOLE lot less stressful.
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Hey there! I'm Dana. I'm a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.
MEET me at my Annual Conference Event http://www.collabcamp.com
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"Marty Gots a Plan"
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debt free forever How We Stopped Living Paycheck to Paycheck | |
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